University Students Shouldn’t Have Part Time Job

University Students Shouldn’t Have Part Time Job

I disagree about statement that University Students shouldn’t have part time job because there are must be student that cannot pay the tuition fee. They have to work to pay it. The reasons why they have part time job are also because they do not want to burden their parent. Also, as long as the job not disturb their score at campus it is will be fine. So I think have a part time job for university student is ok because they must be have reasons for it.

Smoking Must Be BANNED In All Restaurants?

              I agree with the statement “Smoking must be banned in all restaurants” because the smoke and smell that come out from cigarette must bother another customer. It also dangerous for people that inhale it, they called passive smoker. It is will cause serious illness until death. To solve it, the government must make rules regarding smoking bans at all restaurants. So, not allowing people smoke at restaurants is something that have to do because the effect of smoke from cigarette is bad for health.

Overcoming Economic Problems in the Family

Overcoming Economic Problems in the Family 

In a family, economic problems often arise because of the inability of the family to regulate income and distribution of family finances. "Often the problem is not with less income, but a wrong habit in managing money," said Ligwina Hananto, a financial planning expert. To avoid this, it is very important to know how to manage finances in a family. There are several good ways to manage family finances:

 Firstly, arrange a financial plan or budget. Making a financial plan will help prevent excessive spending. Prioritize buying indispensable needs such as food and other needs such as the amount of electricity bills, telephone, car service, shopping, doctor's fees and more.

Secondly, Prioritize the items needed rather than desired. We have the habit of spending money on things that are not too important or only driven by desires, not needs. To prevent it, make a list in the form of a table consisting of columns for shopping items, needs and desires. After that, consider more carefully, objects or things you need to buy or not.

Thirdly, save the money. Change habits and mindset. Immediately after receiving a salary, set aside for savings in the amount that you have planned according to your family's financial goals or ideals. We recommend that you have a separate account for savings and daily needs.

The last one is Invest, of course you will not be satisfied with just waiting for savings to soar. This is a good time to think about investment. Now the forms are various. Afraid of the risk of invest?! No need to worry, you just need to learn from the experts. Consult your finances with a reliable financial expert. Financial adjustments are very profitable to do, while you can manage your finances properly there will be no economic problems that occur.